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Happy Thanksgiving from Navesink Home Loans, LLC

Thanksgiving is a time to express gratitude to those who make a difference in our lives. Thank you for your continued support of our business; it’s always a pleasure to help you and your family with your mortgage. All of us at Navesink Home Loans, LLC would like to wish you a safe and Happy Thanksgiving. All the Best, Navesink Home Loans, LLC

November 21st, 2018 Happy Thanksgiving from Navesink Home Loans, LLC

30-year Mortgages vs. 15-Year Mortgages

The majority of American home buyers sign up for 30-year fixed-rate mortgages (FRMs) – the staples of mortgage lending. And yet there is another option that may serve many borrowers better: the 15-year fixed-rate mortgage. Both loans include an interest rate that does not change over the course of the loan but one is paid off twice as fast as the other. Both can be financially savvy in certain situations. Payments If you are looking for the lowest monthly payment, a 30-year FRM beats the 15-year. That is because the loan principal balance is paid off twice as slowly than the 15-yea...

November 7th, 2018 | Conventional Loans, Mortgages, Mortgage, 30-year Mortgages vs. 15-Year Mortgages

Happy Halloween

All of us at Navesink Home Loans, LLC would like to wish you and your family a safe and Happy Halloween. Thank you for being such a valued partner or client. All the Best, Navesink Home Loans, LLC.

October 31st, 2018 Happy Halloween

What is a Reverse Mortgage?

In the past decade, reverse mortgages have gained a lot of traction as a retirement tool. And yet, many people still do not understand reverse mortgages or their purpose. If you are one of those people, here’s what you need to know: What Is It? A reverse mortgage is a loan that allows borrowers to pull equity out of their home without having to make monthly repayments. While there are some risks and downsides, reverse mortgages can be a helpful financial strategy for some retirees. How Does It Work? After being approved, the borrower gets either a lump sum from the bank or mo...

October 24th, 2018 | Reverse Mortgages, What is a Reverse Mortgage?

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