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Florida Rates


*Conventional rates are based on a $780,000 purchase price, 20% down payment, 780 FICO score, Single Family Home and a 30 day rate lock period.

**FHA rates are based on a $516,000 purchase price, 3.5% down payment, 660 FICO score, Single Family Home and a 30 day rate lock period.

***County loan limits may effect posted rates. Contact us for details.

Rates last updated on Nov 5 2026

30 Year Conventional Fixed
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.875% 0.000% 0.000% $0.00 6.875% $4099 Apply Now
15 Year Conventional Fixed
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.375% 0.000% 0.000% $0.00 6.375% $5392 Apply Now
30 Year FHA
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.49% 0.000% 0.000% $8714 FHA Upfront MI Fee 6.49% $3426 Apply Now

All rates subject to change without notice and are available upon approved credit only.

New Jersey Rates

*Conventional rates are based on a $780,000 purchase price, 20% down payment, 780 FICO score, Single Family Home and a 30 day rate lock period.

**FHA rates are based on a $780,000 purchase price, 3.5% down payment, 660 FICO score, Single Family Home and a 30 day rate lock period.

***County loan limits may effect posted rates. Contact us for details.

 

Rates last updated on Nov 5 2026

30 Year Conventional Fixed
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.875% 0.000% 0.000% $0.00 6.875% $4099 Apply Now
15 Year Conventional Fixed
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.375% 0.000% 0.000% $0.00 6.375% $5392 Apply Now
30 Year FHA
Interest Rate Origination Fees Disc. Points Loan Fees APR Payment
6.49% 0.00% 0.00% $13,172 FHA Upfront MI Fee 6.49% $5303 Apply Now

All rates subject to change without notice and are available upon approved credit only.